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Xapo Bank is the first product of its kind: a platform that bridges the gap between crypto and traditional banking services. Headquartered in Gibraltar, we are regulated and authorised as a credit institution to provide fiat related services and in addition, Xapo VASP is regulated and authorised as a Distributed Ledger Technology Provider to provide crypto services. We offer secure, seamless access to US Dollar and Bitcoin, all accessible from our mobile based Xapo Banking App. Xapo holds one of the largest Bitcoin reserves in the world and liquid assets, all of which provide an additional layer of protection to our members.
Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country. This is the dream that drove Wences Casares, our Founder and Chairman, to quietly transform the world of private banking.
Growing up in Argentina in the 1980s, Wences saw his family’s life savings wiped out three times by events beyond their control. This inability to control or protect their own finances left a lasting legacy. Years later, when Bitcoin came along, Wences saw an extraordinary opportunity to create a fairer, and totally secure system that would allow ambitious individuals to truly realise their potential.
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